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CREDIT, INCOME, RENTAL HISTORY & CRIMINAL BACKGROUND
CREDIT REQUIREMENTS
- Total monthly income (before taxes) must be 3 times amount of monthly rent
- No bankruptcies in the last 7 years
- No unpaid bills owed to previous landlord
- No evictions within last 7 years
- No outstanding collections for credit cards, car payments, or utility companies (Medical debts and student loans are not counted against you)
- No repossessions
- At least 80% of accounts are in good standing
INCOME VERIFICATION
W2 Employee Requirements
Employer
- Verify employed
- Verify salary
- Verify continued employment expected
Employee (Applicant Must Provide)
- Last 4 weeks of pay stubs
- Last 3 months of bank statements (if needed to substantiate income)
Self Employed (Requirements)
- Most recent year personal tax return
- Most recent 3 months of personal bank statements (front page)
Other Income Sources (Requirements)
Social Security, Child Support, Pension, Unemployment
- Award letter or official document on letterhead of entity making payment
- Include name of payee, amount of payments and duration
Tips, Odd Jobs, Babysitting, etc
- Last 3 bank statements
- Provide proof of consistent income if no other documentation is available
RENTAL VERIFICATION
- Provide rental history of last two landlords (must provide a minimum of one full year of tenancy
- Must not have been evicted or left owing money to Landlord
- Must not have damaged property
- Must not have created a nuisance or noise violation
CRIMINAL BACKGROUND
- Must not have committed felony within past 7 years
- Must not have violations of weapons, violence, drug trafficking or assault
- Must not have committed sexual offenses with past 7 years