$1,500,000
Surf City, NC 28445
MLS# 100552984
Status: Pending with Showings
4 beds | 4 baths | 2952 sqft
1 / 51
Property Description
Perched on one of the most elevated homesites on Topsail Island, this luxury Fortified Gold Certified home offers panoramic views and effortless beach access. Built in 2020 and above the flood zone with no flood insurance required, this home delivers unobstructed ocean, treetop, and ICW views in every direction. Designed with a reverse floor plan to maximize light and views, the interior showcases refined luxury throughout. Features include wide hallways, consistent LVP flooring, solid core doors, custom closet built-ins, impact-rated windows and doors, and elevator access to all floors. The first level offers two spacious bedrooms with covered deck access, a full bath, a quiet office with French doors and natural light from two sides, and generous laundry room with folding station and laundry chute. The owner's suite level is a private retreat featuring a flex space with closet, an expansive bedroom with covered deck offering ocean and treetop views. The spa-inspired bath includes a jetted tub, large glass shower with bench and river rock accents, towel warmer, smart toilet, and dual walk-in closets. The top floor delivers a true wow factor with open-concept living with cozy fireplace, dining, and kitchen area with unmatched views stretching from the ocean to ICW. The beautifully appointed kitchen is ideal for entertaining while watching dolphins, pelicans, and boats along the waterway. Engineered far beyond standard coastal construction, the home includes deeper driven pilings, 2x6 framing with spray foam insulation, a fully encapsulated attic, fiber cement siding, composite decking, vinyl railings, and water spigots on all decks. Outdoor living features a fenced, professionally landscaped yard, outdoor shower, Performance Endless Pool, and a whole-house generator with three large propane tanks for extended power security. Built to the highest standards with unmatched views, this home stands as one of Topsail Island's premier coastal retreats.
Details
Maps
Building/Ext Features
ud_i_08: 1
Property Interior Info
ud_i_10: 4
Total SqFt - Heated (Primary + Separate): 2952
# Rooms: 7
# Baths - Full: 3
# Baths - Half: 1
# Baths - Total: 4
Master Bedroom Level: Non Primary Living Area
Fireplace Y/N: Yes
SqFt - Heated (Primary): 2952
# Bedrooms: 4
Contract Info
Delayed Marketing?: No
Sub-Type: Single Family Residence
Construction Type: Stick Built
List Price/SqFt: 508.13
Stipulation of Sale: Standard
Status: Pending with Showings
Marketing Start Date: 2026-02-05
Listing Price: 1500000
Current Price: $1,500,000
Location Information
City Limits: Yes
Marketing City: Surf City
Secondary Subdivision: N/A
Street #: 108
Street Name: Sea Urchin
Street Suffix: Court
County: Pender
State/Province: NC
Zip Code: 28445
Subdivision: Island Oaks
Geo Lat: 34.405989
Geo Lon: -77.577067
Remarks and Showing
Sign on Property: Yes
Directions to Property: Head southeast on NC-210 E/NC-50 S/Roland Ave. At the traffic circle, continue straight onto NC-210/NC-50/Surf City Bridge. Keep right to continue toward S Topsail Dr. Merge onto S Topsail Dr. Continue onto S Shore Dr. Turn right onto Sound Dr. Turn left onto Oak Dr/S Oak Ct. Turn left onto Sea Urchin Ct.
Property Exterior Info
New Construction: No
Lot Acres: 0.17
Lot Dimensions: 100'x117'x160'
Lot SqFt: 7405
Waterfront: No
Waterview: Yes
Location Type: Island
Legal & Taxes
Tax Assessed Value: 541780
Total Real Estate Property Taxes: 6718.08
Deed Book: 4647
Deed Page: 2909
Legal: Lt 18,Pb 22/104 Island Oaks
Broker Owner: No
PID: 4224-91-1892-0000
Tax Identifier: 4224-91-1892-0000
Plat Book: 22
Plat Page: 104
Lot #: 18
Special Assessments: no
Tax Year: 2023
Zoning: INCORP
HOA: Yes
Cobra Zone: No
Elementary School: North Topsail
Middle School: Topsail
High School: Topsail
Garage & Parking
Attached Garage Spaces: 4
Detached Garage Spaces: 0
Total # Garage Spaces: 4
Total Carport Spaces: 0
Parking Features
Tandem: 1
Off Street: 1
HOA and Neigh Amenities
Beach Access: 1
Boat Dock: 1
Maint - Comm Areas: 1
Maint - Roads: 1
Ramp: 1
Club Membership: None Selected
HOA
Association Fee 1/Year: 300
Association Name: Island Oaks HOA
Association Phone: 910538
Attic
Access Only: 1
Frontage Type
See Remarks: 1
Handicap Accessible
Accessible Doors: 1
Accessible Entrance: 1
Accessible Hallway(s): 1
Elevator: 1
View Type
ICW View: 1
Marsh View: 1
Ocean: 1
Sound View: 1
Water: 1
Construction
Wood Frame: 1
Lot Water Features
None: 1
Exterior Features
Irrigation System: 1
Outdoor Shower: 1
Storm Doors: 1
Exterior Finish
Fiber Cement: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Fencing
Back Yard: 1
Metal/Ornamental: 1
Foundation
Pilings: 1
Flooring
LVT/LVP: 1
Tile: 1
Green Bldg Certify
Fortified Home Box: 1
Green Bldg Features
LED Lighting: 1
Sealed Attic: 1
Patio and Porch Features
Balcony: 1
Covered: 1
Deck: 1
Open: 1
Patio: 1
Porch: 1
Wrap Around: 1
Pool Features
Above Ground: 1
Roof
Architectural Shingle: 1
Levels
3 Story or More: 1
Entry Level Information
Entry Level: 1
Road Type/Frontage
Maintained: 1
Paved: 1
Private Road: 1
Cooling
Central Air: 1
Heat Pump: 1
Wall/Window Unit(s): 1
Heated SqFt
2800 - 2999: 1
Heating
Forced Air: 1
Heating System Fuel Source
Electric: 1
Utilities
Sewer Available: 1
Water Available: 1
Sewer
Municipal Sewer: 1
Water Source
Municipal Water: 1
Appliances/Equip
Gas Cooktop: 1
Mini Refrigerator: 1
Refrigerator: 1
Vented Exhaust Fan: 1
Fireplace Features
Living Room: 1
Interior Features
Blinds/Shades: 1
Ceiling Fan(s): 1
Elevator: 1
Entrance Foyer: 1
Gas Log: 1
High Ceilings: 1
Kitchen Island: 1
Pantry: 1
Reversed Floor Plan: 1
Solid Surface: 1
Walk-in Shower: 1
Walk-In Closet(s): 1
Whirlpool: 1
Whole-Home Generator: 1
Window Features
Storm Window(s): 1
Security Features
Security System: 1
Laundry Features
Laundry Room: 1
Dining Room Type
Combination: 1
Rooms
Bedroom 2: 1
Bedroom 3: 1
Bedroom 4: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Office: 1
Legal Taxes
Year Built: 2020
Status Change Info
Under Contract Date: 2026-04-02
Property Features
Frontage Type: See Remarks
Handicap Accessible: Accessible Doors; Accessible Entrance; Accessible Hallway(s); Elevator
View Type: ICW View; Marsh View; Ocean; Sound View; Water
Attic: Access Only
Construction: Wood Frame
Exterior Features: Irrigation System; Outdoor Shower; Storm Doors
Exterior Finish: Fiber Cement
Fencing: Back Yard; Metal/Ornamental
Foundation: Pilings
Green Bldg Certify: Fortified Home Box
Green Bldg Features: LED Lighting; Sealed Attic
Parking Features: Off Street; Tandem
Patio and Porch Features: Balcony; Covered; Deck; Open; Patio; Porch; Wrap Around
Pool Features: Above Ground
Roof: Architectural Shingle
Levels: 3 Story or More
Lot Water Features: None
Cooling: Central Air; Heat Pump; Wall/Window Unit(s)
Heating: Forced Air
Heating System Fuel Source: Electric
Utilities: Sewer Available; Water Available
Sewer: Municipal Sewer
Water Source: Municipal Water
Fireplace Features: Living Room
Flooring: LVT/LVP; Tile
Interior Features: Blinds/Shades; Ceiling Fan(s); Elevator; Entrance Foyer; Gas Log; High Ceilings; Kitchen Island; Pantry; Reversed Floor Plan; Solid Surface; Walk-in Shower; Walk-In Closet(s); Whirlpool; Whole-Home Generator
Window Features: Storm Window(s)
Security Features: Security System
Laundry Features: Laundry Room
Heated SqFt: 2800 - 2999
Dining Room Type: Combination
HOA and Neigh Amenities: Beach Access; Boat Dock; Maint - Comm Areas; Maint - Roads; Ramp
Rooms: Bedroom 2; Bedroom 3; Bedroom 4; Kitchen; Living Room; Master Bedroom; Office
Terms: Cash; Conventional; FHA; VA Loan
Room Information
| Room Name | Length | Width |
| Living Room | 206.00 | 211.00 |
| Kitchen | 2011.00 | 158.00 |
| Master Bedroom | 206.00 | 1511.00 |
| Bedroom 2 | 101.00 | 104.00 |
| Bedroom 3 | 157.00 | 123.00 |
| Bedroom 4 | 101.00 | 1110.00 |
| Office | 78.00 | 811.00 |
IDX
Listing Office: Capital To Coast Realty Company
Last Updated: April - 02 - 2026
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