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$2,495,000
10 W Ridge
Surf City, NC 28445
MLS# 100564861
5 beds  |  5 baths  |  4204 sqft

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Property Description
An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable shoreline of Surf City. This sophisticated home was custom designed from a Caribbean Floor Plan to be in harmony with the site & the timeless oaks that blanket the property. Elegance & decadent craftsmanship start with 2 by 6 structural framing, & travel with you throughout this 4200+ sq ft estate with 5 bedrooms, 4 & 1/2 bathrooms. Abundant outdoor living space with 2500 sq ft of balcony, wrap-around decking, patio space, fully enclosed outdoor shower & gardening counter, leading to a private boardwalk over the saltwater pond to the upland area cabana overlooking the secured, bulkheaded canal frontage. Cabana hosts a 10,000 lb boat lift & a 2500 lb jet ski lift, with seating under the trees & stars, making this a boater's dream. Upon entering the home, the foyer has an Ernest Hemingway inspired flair with porcelain tile floors & rich hued hardwood stairs, & an in-law suite that has a 2nd kitchen with cooktop, full refrigerator, sink, 2 bedrooms (1 with views of the water) a full bathroom, & a door that shuts the entire floor off to the foyer for added privacy. Also, downstairs is an office that is fully wired & has built-in bookshelves. The second story has an oversized guest suite with tall ceilings, & a full bathroom. This level also features the kitchen, dining, living room & powder room. The kitchen has plenty of counter space & a full suite of high-end appliances that are a chef's dream; thick granite countertops, breakfast bar, an island with an additional sink, & a gas cooktop with a vented hood are some of the features that make this kitchen unique. Dining room is just off the kitchen, with an open floor plan & the space is completely encircled with windows for an abundance of beautiful natural lighting. The living room has more built-in shelving with gas logs, a dry bar with wine cooler/shelving/granite countertop, 2 double glass doors for easy access to the wrap-around deck when entertaining & sweeping views of the ICWW. The third story has an additional bedroom with a full bathroom, a private office located in the room, and a walk-in closet. The door to the balcony & the large laundry room with shelving, television, & utility sink are what separates the guest room & master suite. The master suite has an expansive bathroom with a walk-in shower, whirlpool soaking tub, separate his & hers sinks/mirrors/vanities, and a built-in makeup station for you to get ready while overlooking the water. Master bedroom has separate, his & hers, walk-in closets, & glass doors that lead out to a private balcony that perches you at the top of the island. Enjoy the most beautiful sunsets of your life from this 685 sq ft master suite, which is a retreat of its own with intricate trim work & striking details. The driveway is lined with pervious concrete with a 2-car garage and space to park 10 vehicles. Yard has been lovingly maintained by an avid gardener, boasting beautiful mature live-oak trees, ficus, oleanders, pine, lemon, olive, cedar trees & cork-screw willows cascade your walk to the front door. Hydrangeas, azaleas & other native flora placed around the estate aid in making this incomparable property the crown Jewel of Surf City. Sandy Ridge is a lovely neighborhood just a couple miles south of the Surf City bridge. Tucked just off the main road, this charming subdivision has 2 private crosswalks to access the beach & no hoa. Located in an AE flood zone & the coveted Topsail School District- come see all this home has to offer.

Details
Maps
Building/Ext Features
ud_i_08: 1
Property Interior Info
ud_i_10: 3
Total SqFt - Heated (Primary + Separate): 4204
# Rooms: 15
# Baths - Full: 4
# Baths - Half: 1
# Baths - Total: 5
Master Bedroom Level: Non Primary Living Area
Fireplace Y/N: Yes
SqFt - Heated (Primary): 4204
# Bedrooms: 5
Contract Info
Delayed Marketing?: No
Sub-Type: Single Family Residence
Construction Type: Stick Built
List Price/SqFt: 593.48
Stipulation of Sale: Standard
Status: Active
Marketing Start Date: 2026-04-03
Listing Price: 2495000
Current Price: $2,495,000
Location Information
City Limits: Yes
Marketing City: Surf City
Secondary Subdivision: N/A
Street #: 10
Street Name: W
Street Suffix: Ridge
County: Pender
State/Province: NC
Zip Code: 28445
Subdivision: Sandy Ridge
Geo Lat: 34.409259
Geo Lon: -77.573202
Remarks and Showing
Sign on Property: Yes
Directions to Property: Use the bridge in Surf City to come onto the island, at the roundabout take your first right and follow to S. Topsail Drive for 2 miles, then at the ''Sandy Ridge Subdivision ''sign turn right onto Sandy Lane. Then take a left on W Ridge. Home will be the last house on the right.
Property Exterior Info
New Construction: No
Lot Acres: 0.79
Lot Dimensions: irregular
Lot SqFt: 34282
Waterfront: Yes
Waterview: Yes
Location Type: Island
Legal & Taxes
Tax Assessed Value: 606510
Total Real Estate Property Taxes: 7520.72
Deed Book: 1561
Deed Page: 279
Legal: L10,PB 27/105 SANDY RIDGE
Broker Owner: No
PID: 4234-03-3030-0000
Tax Identifier: 4234-03-3030-0000
Plat Book: 27
Plat Page: 105
Special Assessments: NONE
Tax Year: 2023
Zoning: R5
HOA: No
Cobra Zone: No
Elementary School: Surf City
Middle School: Surf City
High School: Topsail
Boat Slip
Boat Slip Length: 30
Boat Slip Width: 12
Mean High Water Depth: 5
Garage & Parking
Total Parking Spaces: 12
Attached Garage Spaces: 2
Detached Garage Spaces: 0
Total # Garage Spaces: 2
Total Carport Spaces: 0
Parking Features
Garage Faces Front: 1
Lighted: 1
On Site: 1
See Remarks: 1
HOA and Neigh Amenities
Beach Access: 1
Attic
Access Only: 1
Floored - Partial: 1
Basement
Finished: 1
Frontage Type
Canal Front: 1
Creek: 1
ICW Front: 1
Marsh Front: 1
Sound Front: 1
Handicap Accessible
None: 1
View Type
Canal: 1
Creek/Stream: 1
ICW View: 1
Marsh View: 1
Sound View: 1
Water: 1
Construction
Wood Frame: 1
Style
Other: 1
Lot Water Features
Boat Slip: 1
Boat Dock: 1
Boat Lift: 1
Bulkhead: 1
Deeded Beach Access: 1
Deeded Water Access: 1
Deeded Water Rights: 1
Deeded Waterfront: 1
Navigable Water: 1
Pier: 1
Salt Marsh: 1
Sound Side: 1
Water Access Comm: 1
Water Depth 4+: 1
Exterior Features
DP50 Windows: 1
Gas Log: 1
Outdoor Shower: 1
See Remarks: 1
Current Service Providers
Electric Provider: Jones-Onslow EMC
Fuel Vendor Provider: Suburban Propane
Internet Service Provider(s): Spectrum
Sewer Provider: City/Town
Trash Provider: City
Water Provider: City/Town
Exterior Finish
Fiber Cement: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Commercial: 1
Fencing
None: 1
Foundation
Pilings: 1
Flooring
Carpet: 1
Ceramic Tile: 1
Hardwood: 1
Tile: 1
See Remarks: 1
Fuel Tank
Fuel Tank: 1
Above or Below Ground: Above Ground
Fuel Type: Propane
In Use: Yes
Owned or Leased: Leased
Lessor Name and Contact: Suburban Propane Company
Green Bldg Certify
Green Built Homes: 1
Green Bldg Features
LED Lighting: 1
Patio and Porch Features
Balcony: 1
Covered: 1
Deck: 1
Open: 1
Porch: 1
Rear Porch: 1
Side Porch: 1
Wrap Around: 1
Pool Features
None: 1
Roof
Architectural Shingle: 1
Membrane: 1
Levels
3 Story or More: 1
Entry Level Information
Entry Level: 1
Lot Features
Cul-De-Sac: 1
Dead End: 1
Landscaped: 1
Level: 1
Pond on Lot: 1
Wetlands: 1
Wooded: 1
Road Type/Frontage
Maintained: 1
Paved: 1
Public (City/Cty/St): 1
Trash Collection
City Pick-UP: 1
Cooling
Central Air: 1
Heated SqFt
4000 - 4499: 1
Heating
Heat Pump: 1
Heating System Fuel Source
Electric: 1
Water Heater
Electric: 1
Utilities
Sewer Connected: 1
Water Connected: 1
Sewer
Municipal Sewer: 1
Water Source
Municipal Water: 1
Appliances/Equip
Dishwasher: 1
Disposal: 1
Dryer: 1
Electric Oven: 1
Gas Cooktop: 1
Mini Refrigerator: 1
Refrigerator: 1
Self Cleaning Oven: 1
Vented Exhaust Fan: 1
Washer: 1
Fireplace Features
Gas Log: 1
Living Room: 1
Furnished
Negotiable: 1
Interior Features
2nd Kitchen: 1
Apt/Suite: 1
Blinds/Shades: 1
Bookcases: 1
Ceiling Fan(s): 1
Dry Bar: 1
Entrance Foyer: 1
Gas Log: 1
High Ceilings: 1
Kitchen Island: 1
Solid Surface: 1
Tray Ceiling(s): 1
Walk-in Shower: 1
Walk-In Closet(s): 1
Whirlpool: 1
Wired for Data: 1
Security Features
Smoke Detector(s): 1
Laundry Features
Laundry Room: 1
Utility Sink: 1
Dining Room Type
Combination: 1
Other Structures
Shower: 1
Home Warr/Termite
Termite Bond: 1
Termite Company: Modern Exterminating
Termite Company Phone: 9104555122
Rooms
Bathroom 1: 1
Bathroom 2: 1
Bathroom 3: 1
Bathroom 4: 1
Bathroom 5: 1
Bedroom 2: 1
Bedroom 3: 1
Bedroom 4: 1
Bedroom 5: 1
Kitchen: 1
Laundry: 1
Master Bedroom: 1
Office: 1
Legal Taxes
Year Built: 2005
Property Features
Frontage Type: Canal Front; Creek; ICW Front; Marsh Front; Sound Front
Handicap Accessible: None
View Type: Canal; Creek/Stream; ICW View; Marsh View; Sound View; Water
Attic: Access Only; Floored - Partial
Basement: Finished
Construction: Wood Frame
Style: Other
Exterior Features: DP50 Windows; Gas Log; Outdoor Shower; See Remarks
Exterior Finish: Fiber Cement
Fencing: None
Foundation: Pilings
Fuel Tank: Fuel Tank
Green Bldg Certify: Green Built Homes
Green Bldg Features: LED Lighting
Parking Features: Garage Faces Front; Lighted; On Site; See Remarks
Patio and Porch Features: Balcony; Covered; Deck; Open; Porch; Rear Porch; Side Porch; Wrap Around
Pool Features: None
Roof: Architectural Shingle; Membrane
Levels: 3 Story or More
Trash Collection: City Pick-UP
Lot Features: Cul-De-Sac; Dead End; Landscaped; Level; Pond on Lot; Wetlands; Wooded
Lot Water Features: Boat Dock; Boat Lift; Bulkhead; Deeded Beach Access; Deeded Water Access; Deeded Water Rights; Deeded Waterfront; Navigable Water; Pier; Salt Marsh; Sound Side; Water Access Comm; Water Depth 4+
Cooling: Central Air
Heating: Heat Pump
Heating System Fuel Source: Electric
Water Heater: Electric
Utilities: Sewer Connected; Water Connected
Sewer: Municipal Sewer
Water Source: Municipal Water
Fireplace Features: Gas Log; Living Room
Flooring: Carpet; Ceramic Tile; Hardwood; Tile; See Remarks
Furnished: Negotiable
Interior Features: 2nd Kitchen; Apt/Suite; Blinds/Shades; Bookcases; Ceiling Fan(s); Dry Bar; Entrance Foyer; Gas Log; High Ceilings; Kitchen Island; Solid Surface; Tray Ceiling(s); Walk-in Shower; Walk-In Closet(s); Whirlpool; Wired for Data
Security Features: Smoke Detector(s)
Laundry Features: Laundry Room; Utility Sink
Heated SqFt: 4000 - 4499
Dining Room Type: Combination
Other Structures: Shower
HOA and Neigh Amenities: Beach Access
Rooms: Bathroom 1; Bathroom 2; Bathroom 3; Bathroom 4; Bathroom 5; Bedroom 2; Bedroom 3; Bedroom 4; Bedroom 5; Kitchen; Laundry; Master Bedroom; Office
Terms: Cash; Conventional; FHA; VA Loan; Commercial
Room Information
Room Name
Master Bedroom
Bedroom 2
Bedroom 3
Bedroom 4
Bedroom 5
Bathroom 1
Bathroom 2
Bathroom 3
Bathroom 4
Bathroom 5
Office
Office
Kitchen
Kitchen
Laundry

IDX
Listing Office: Teresa Batts Real Estate, LLC

Last Updated: April - 03 - 2026

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